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Lying in Green Field

Solar Financing & Subsidy 

Thanks to the increasingly affordable prices of solar panels and rising electricity costs, investing in solar power is a wise financial decision even without subsidies. While many people choose to use savings to purchase solar panels, there are also other financing options available to make the transition to solar power even more accessible.

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We explore the various financing options available to help make your solar panel investment even more feasible.

Here are your options:


  • Financing solar panels with savings

  • Special Credit Facility

  • Including solar panel costs in your mortgage

  • Applying for grants to assist with the cost of installation

  • Financing solar panels with environmental loan

The benefits of solar panels were once only enjoyed by a selected high-income few, but now, they have become a more accessible and affordable option for many.

The significant drop in prices over the past few years, along with flexible financing options, have contributed to this change.

Looking for a financing solution?

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Financing solar panels with savings

Investing in solar panels with your savings is the most economical and straightforward option available.

By avoiding loan interest rates, you can maximize your return on investment. If you have funds available, investing in solar panels is a wise decision as the return is comparable to an interest rate of over 6-8%, which is significantly higher than the interest rate of a typical savings account. Plus, once you've recouped your initial investment, you can enjoy pure profit for at least another 20-30 years. Our team can help you calculate your potential savings and advise you on the most cost-effective financing options for your specific situation.

Special Credit facility

We believe that every individual should have the opportunity to enjoy the benefits of solar panels, regardless of their financial situation. That's why we've partnered with various solar credit companies to help create customized financial solutions for you. If you're interested in installing solar panels, but affordability is a concern, our financial experts can help.

Simply contact us to learn more about our special credit facility options. We'll work with you to find a financial solution that fits your budget and enables you to enjoy the benefits of solar energy in no time.

Including solar panel costs in your mortgage

As a private individual, you may also be eligible for tax benefits when investing in sustainable home improvements such as solar panels or solar water heaters. If you choose to finance this investment through a loan, you can list the interest paid as a deductible expense.

Many mortgage providers offer the option of including extra space for solar panels or solar water heaters in new or existing mortgages, allowing you to co-finance energy-saving measures through your mortgage.

By doing so, you can borrow up to 106% of your home's value (rather than the standard 100%), enabling you to take full advantage of the mortgage interest deduction and become more sustainable.

Applying for grants to assist with the cost of installation

Currently, there isn't a national subsidy available for private individuals purchasing solar panels. The rationale behind this is that investing in solar panels is already highly profitable, even without subsidies.

Additionally, beginning on 01.01.2023, private individuals will be fully exempt from VAT, allowing for significant cost savings of 21%. This translates to hundreds of euros in savings. However, it's worth noting that several provinces and municipalities have implemented their own subsidy programs for sustainable energy initiatives. To see whether your municipality or province offers such a program, check their website for more information.

Financing solar panels environmental loan

If you're hesitant to use your savings or lack sufficient funds, there's a solution to explore: applying for an "environmental loan." Such loans were specifically designed to facilitate the transition towards clean energy and support environmental efforts. Not only are these loans often offered at favorable conditions, but they may also provide tax benefits. You can check out the different types of environmental loans available to finance solar panels:

Free and without any obligations

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